創新及科技解決方案

解決方案編號

S-0178

解決方案名稱

車保e-Check

解決方案描述

MIDAS is a motor insurance Distributed Ledger Technology (DLT) based authentication system which provides motor policy document authenticity checking service. It is fully supported by the Insurance Authority, and currently used by related departments of the Government, insurance companies, sub-agents & intermediaries and car owners. The system has been implemented and employed with fully proven record by multiple departments, NGO and private companies since early 2018.

應用領域

廣播

城市管理

氣象

工商業

發展

教育

就業及勞工

環境

財經

食物

衛生

房屋

基礎設施

法律及保安

人口

康樂及文化

社會福利

運輸

DLT related areas

使用的技術

區塊鏈

使用例子

Current pain points in motor insurance industry :

- Car owners bought fake motor cover notes / policy documents which would not have any insurance coverage

- No means for car owners to verify the authenticity of their motor cover notes / policy documents

- Law enforcement body do not have sufficient time / effective means for facilitating their authenticity checking


MIDAS motor insurance DLT-based authentication system benefits :

- Provides motor cover note / policy document authenticity checking service

- The DLT system stores just-enough data for authenticity checking only

- No Personal Identifiable Information (PII) is stored on the DLT system

- The DLT system is a consortium platform which disallows any fake cover note / policy being uploaded to MIDAS

- Transparency and immutability (data cannot be altered or deleted) provides an audit trail for all transactions on MIDAS

若政府部門欲對創科方案進行PoC試驗或技術測試,請聯絡Smart LAB。