创新及科技解决方案

解决方案编号

S-0178

解决方案名称

車保e-Check

解决方案描述

MIDAS is a motor insurance Distributed Ledger Technology (DLT) based authentication system which provides motor policy document authenticity checking service. It is fully supported by the Insurance Authority, and currently used by related departments of the Government, insurance companies, sub-agents & intermediaries and car owners. The system has been implemented and employed with fully proven record by multiple departments, NGO and private companies since early 2018.

应用领域

广播

城市管理

气象

工商业

发展

教育

就业及劳工

环境

财经

食物

卫生

房屋

基础设施

法律及保安

人口

康乐及文化

社会福利

运输

DLT related areas

使用的技术

区块链

使用例子

Current pain points in motor insurance industry :

- Car owners bought fake motor cover notes / policy documents which would not have any insurance coverage

- No means for car owners to verify the authenticity of their motor cover notes / policy documents

- Law enforcement body do not have sufficient time / effective means for facilitating their authenticity checking


MIDAS motor insurance DLT-based authentication system benefits :

- Provides motor cover note / policy document authenticity checking service

- The DLT system stores just-enough data for authenticity checking only

- No Personal Identifiable Information (PII) is stored on the DLT system

- The DLT system is a consortium platform which disallows any fake cover note / policy being uploaded to MIDAS

- Transparency and immutability (data cannot be altered or deleted) provides an audit trail for all transactions on MIDAS

若政府部门欲对创科方案进行PoC试验或技术测试,请联络Smart LAB。